Construction Loans

Building Your Home Has Never Been Easier

Building a home can be one of the biggest decisions you make and there are so many reasons to build your next family home. New construction comes with a lot of questions and decisions. We make the loan process a breeze with our dedicated construction team and loan officers specifically certified in construction financing.

Apply for a loan
A loan originator will help you apply for a loan. They will ask you for documents, pull credit, go over your financial qualifications and talk about your loan options.
Look and Choose
Now it's time to find a builder/contractor, home design, and a lot based on your budget and needs. Tour homes and research to find the right fit.
Loan Approval
One your plans are set, we will order an appraisal and get information from your builder. Once approved, you will have a loan closing to fund construction.
Building Your Home
Now, construction can start! We will monitor the progress on your project with regular inspections and pay the builder according to the agreed draw schedule.
Finalize & Move In
Once your home is almost done, we prepare your permanent loan. You will then go through another approval process. Once this loan is closed, you are ready to move in!

Ready to learn more?

Start a quick and easy application to get your personalized rate and loan options. It only takes a few minutes, uses a soft credit check, and there’s no obligation to move forward.

START MY APPLICATIONSoft Credit Check • No Obligation

NMLS CONSUMER ACCESS LINK: NMLS #1850
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Jordan Morrison • NMLS ID: 2800837
949-751-1394 • [email protected]
Branch NMLS: #2101 | American Pacific Mortgage NMLS #1850
Licensed by the California Department of Financial Protection and Innovation under the CRMLA.
The Belfor Team / American Pacific Mortgage • 30011 Ivy Glenn Dr. Ste 221, Laguna Niguel, CA 92677

© 2026 American Pacific Mortgage Corporation. All rights reserved.
This material is provided for informational purposes only and is not guaranteed to be accurate or complete. The programs described may not include all available options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. Refinancing may result in higher total finance charges over the life of the loan. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Certain products may not be available in all states and restrictions may apply. Please consult your loan advisor for complete details. Equal Housing Opportunity.

Licensed in CA. CA DRE #01215943. NMLS 1850. Equal Housing Opportunity.

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